Ryan Tkatch draws from his 10+ years in the insurance industry when providing his clients with the highest level of transparency, expertise, and service. He specializes in helping companies roll out their employee benefits programs, guiding families through key insurance protection decisions, and consulting with business owners on their tax strategies. When not at the office, Ryan keeps busy with his two young children, playing golf, and watching Maple Leaf hockey.

Justin Bader knows that smart, custom solutions will help his clients achieve the financial security they are looking for. With a reputation for transparency, dedication and commitment to his clients’ unique needs and goals, he specializes in building comprehensive insurance planning for business owners, professionals and families. Away from the office, Justin is an avid soccer player and all-around sports enthusiast.

Michael Oziel is quickly becoming recognized as one of the top performers in the real estate community. Sharing his wealth of knowledge and experience in finance and lending, he works closely with his clients to develop effective financial plans and strategies as they purchase and build their estate portfolio. Whether a first-time homebuyer, a real estate investor, or looking to upsize or downsize, Michael is known for providing informed mortgage solutions and sound advice. When not helping clients, he enjoys being with his family, cooking, and sampling new restaurants.