It is never too early to begin saving for retirement. One of the most efficient ways to save for retirement is through a Registered Retirement Savings Plan (RRSP). An RRSP allows you or your spouse to contribute to the plan, and upon contribution, provides deductible receipts to reduce your taxes. Income earned in an RRSP is tax-exempt as long as the funds remain in the plan. Tax is paid upon withdrawal of the funds.
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